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Summer Savings Tips

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  With the summer months and post-Christmas Sales fast approaching, often the temptation is to splurge on new clothes, dinners out or expensive holidays. Whilst these activities might seem like a lot of fun right now, they can be very dangerous to your bank balance especially if you are paying off a mortgage. There are […]

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Is there light for first home buyers?

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According to CoreLogic RP Data, house prices in Sydney and Melbourne have fallen in the December 2015 quarter by 0.99% and 0.73% respectively.  The talk in the street is that auction clearance rates, especially in Sydney have also fallen. The drop in auction clearance rates may be due to tighter lending conditions imposed by APRA […]

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Should you consider debt consolidation?

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If you’re disciplined with finances, combining personal debts with your mortgage can save you money in the long run.   But discipline is the key word to consider! Debt consolidation can lower your overall monthly loan repayments and the rate of interest that you are paying on your current debt.  If you have credit-card debt, store […]