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The borrower’s guide to banks

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Getting a home loan has become a bit more challenging lately. In the past 12 months, lenders have tightened their lending criteria and made the borrowing process more difficult. Lenders are now looking at a borrower’s actual living expenses, rather than relying on an index such as the Household Expenditure Measure, or some other formula […]

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Don’t be late with your loan repayments

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Repayment History Information – Available in March 2014 from your nearest Credit Reporting Agency Information about repayment histories has been collected since December 2012 and will be seen on your credit report from March 2014. The repayment history information includes: The date credit payments were due Whether or not payments were made by the due […]