Latest Posts

Building a mortgage buffer zone

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As a borrower, there will be times when things and circumstances change, and you will want to prepare for this. This minimises the impact of risks that we all encounter in life. The best way to manage this is to build a financial buffer zone for yourself. A recent Commonwealth Bank research study1 of over 1,000 […]

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Should you consider debt consolidation?

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If you’re disciplined with finances, combining personal debts with your mortgage can save you money in the long run.   But discipline is the key word to consider! Debt consolidation can lower your overall monthly loan repayments and the rate of interest that you are paying on your current debt.  If you have credit-card debt, store […]

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To fix or not to fix?

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With interest rates at an all time low and commentators in the media speculating on what long term interest rates may do, many of our clients are asking: should we fix the interest rates on our loan now, or is it better to have a variable rate?