With the summer months and post-Christmas Sales fast approaching, often the temptation is to splurge on new clothes, dinners out or expensive holidays. Whilst these activities might seem like a lot of fun right now, they can be very dangerous to your bank balance especially if you are paying off a mortgage. There are […]
Buying a home is a major decision that takes planning, research and careful budgeting. Here are some tips from ASIC’s MoneySmart website to help you get started.
According to CoreLogic RP Data, house prices in Sydney and Melbourne have fallen in the December 2015 quarter by 0.99% and 0.73% respectively. The talk in the street is that auction clearance rates, especially in Sydney have also fallen. The drop in auction clearance rates may be due to tighter lending conditions imposed by APRA […]
Did playing Santa Claus tip the bank balance into the red during the holidays Unsure if you’re moving into 2015 ahead of your finances? Managing multiple loans, credit cards and other expenses can be challenging. It may be time to consider consolidating your debts. Once upon a time it was straightforward to manage your personal […]
If you’re disciplined with finances, combining personal debts with your mortgage can save you money in the long run. But discipline is the key word to consider! Debt consolidation can lower your overall monthly loan repayments and the rate of interest that you are paying on your current debt. If you have credit-card debt, store […]
Owning a home is the great Australian dream. Your own house, your own space, your own four walls to call home: it’s a goal that many of us aspire to. But is this the right decision for you? Every first home buyer should ask this fundamental question, because there are both advantages and disadvantages to […]
Matching a suitable mortgage to your needs may save you thousands in interest payments over the life of your loan. With so many loan products available you can be sure there’s at least one that matches your situation. In your hunt to track down a suitable mortgage, here are a few points to keep in […]