As a borrower, there will be times when things and circumstances change, and you will want to prepare for this. This minimises the impact of risks that we all encounter in life. The best way to manage this is to build a financial buffer zone for yourself. A recent Commonwealth Bank research study1 of over 1,000 […]
It is easy to think ‘it will never happen to me’, but in the event of an unexpected tragedy, it is important to make sure your family will be looked after, and their futures protected. We often think that we have enough life insurance, perhaps through our employer or superannuation fund, but is this really […]
Found your next dream property, but still selling your existing one? In a perfect world, the date on which we sell our existing property and buy a new one would seamlessly align. For those real-world moments when there’s a gap in your dates, and your bank balance, there’s bridging finance. What is bridging finance? As […]
Consider reviewing your mortgages once a year to make sure it still meets your requirements. Here are some issues to consider: Could I be paying less interest? Although the interest rate is the single biggest cost in a loan facility, it should not be the only consideration for choosing a mortgage. However, It does make […]